MoneyPortfolio

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Private Wealth Workspace

Private Wealth Dashboard

Portfolio, goals, cash flow & long-term planning in one secure workspace
TOTAL NET WORTH
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Complete onboarding to calculate your financial position

💳 Payment Tracker

Track all yearly investment payments. Mark as paid when done — auto-saves to Excel.

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Pending Payments — Total Due: Loading…
InvestmentAmountDue MonthOwnerCategoryAction
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💾 Auto-saves to "Financial Dashboard.xlsx" on every change

📋 All Yearly Investments — Full Status

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📊 Payment Calendar

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Portfolio Allocation by Category
Family Member Distribution
Asset Allocation (Overall Net Worth)
Investment Category Risk Profile

🎯 Financial Goals Assessment

📊 Goal Projections (Excl. Land — 10% CAGR)

🎓 Children's Education Fund

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💰 Emergency Fund Status

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📈 Full Investment Portfolio

➕ Add New Investment

💾 Auto-saves to Excel on changes • Click 🗑️ to remove
InvestmentValueCategoryOwnerMaturityStatusActions
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Portfolio Maturity Projection

Adjust the assumptions below to project the current user’s investments, maturity values and year-by-year portfolio growth.

Interest Rate Assumptions (Editable)

Projected Maturity Values (select a column heading to sort)

Investment ⇅ Owner ⇅ Current Value ⇅ Yearly Deposit ⇅ Rate ⇅ Maturity ⇅ Yrs ⇅ Projected Value ⇅ Growth ⇅

Year-by-Year Portfolio Growth

🏠 Property Portfolio

Properties by Type
Property Valuation Breakdown
PropertyValueAreaTypeLocationStatus / Income
Import or add property data to build this view.

📅 Maturity Timeline & Cash Flow Forecast

🔔 Upcoming Maturities (2027–2045)

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🎓 Major Life Expenses & Planning

Projected expenses based on current costs with 7% annual inflation. Plan ahead to avoid financial stress.

Family profile required

Import the Quick Start template to personalize education, retirement and family-goal planning.

🎓 Children's Education Expenses

MilestoneWhoYearAgeEstimated Cost (Today)Inflated Cost (7%)Owner's AgeFunding Source

💍 Marriage Expenses

EventWhoYear (Est.)AgeCost TodayInflated Cost (7%)Owner's AgeFunding Source

🏥 Owner & Spouse — Foreseen Expenses

ExpenseWhoYear (Est.)Cost TodayInflated CostNotes

✈️ Study Abroad — Scenario Comparison

Two scenarios evaluated: (A) Kids go abroad right after 12th for undergrad, (B) Kids go abroad after graduation for Masters only. Costs based on avg. ₹30L/year (tuition + living) in today's money, inflated at 7%.

🅰️ Scenario A — Abroad After 12th (4-yr Undergrad)

Both kids do full 4-year undergraduate abroad immediately after class 12.

🅱️ Scenario B — Abroad After Graduation (2-yr Masters)

Both kids do graduation in India, then 2-year Masters abroad.

📊 Total Expense Forecast & Gap Analysis

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💡 Action Plan — Recommended Steps

🧾 Monthly Family Budget

Plan recurring family expenses, enter actual spending during the month, and immediately see where the budget is ahead or over plan.

Changes save automatically

➕ Quick Add Budget Item

Budget ItemCategoryTypePlannedActualDifferenceStatusAction

📊 Category Breakdown

💡 Budget Coach

✨ AI Portfolio Assistant

Educational guidance only. AI can make mistakes and does not replace a SEBI-registered investment adviser, tax professional, or lender. No account, policy, bank, or PRAN identifiers are sent.

AI Connection

Suggested Questions

Suggestions adapt after every selected or submitted question. For current regulations, rates, or market research, select a search-enabled provider such as Perplexity and verify cited sources.
Ask a general financial question, or enable sanitized portfolio context for a personalized analysis.

Financial Calculators

Use common planning tools for investments, property decisions, loans and retirement. Your personal portfolio projection is available under Wealth → Portfolio.

🔢 Custom Investment Calculator

Property Purchase & Construction Planner

Build an India-focused funding plan for land, a ready home, construction, or commercial property. Figures are indicative and all rates remain editable.

1. Property and location

2. All-in project cost

3. Funding and affordability

4. Scheme and future assumptions

🏦 Loan EMI Calculators

Indicative September 2026 rates are prefilled and remain editable. Actual rates depend on lender, credit score, collateral, course and vehicle.

🏠 Home Loan

🚗 Car Loan

🎓 Education Loan

🧓 Retirement Calculators

EPF Maturity Calculator

Default EPF rate: 8.25% for FY 2025-26. Future rates can change.

NPS Maturity & Pension Calculator

NPS returns and annuity rates are market-linked assumptions, not guaranteed.