Private Wealth Dashboard
💳 Payment Tracker
Track all yearly investment payments. Mark as paid when done — auto-saves to Excel.
📋 All Yearly Investments — Full Status
Loading…
📊 Payment Calendar
Loading…
🎯 Financial Goals Assessment
📊 Goal Projections (Excl. Land — 10% CAGR)
🎓 Children's Education Fund
💰 Emergency Fund Status
📈 Full Investment Portfolio
➕ Add New Investment
| Investment | Value | Category | Owner | Maturity | Status | Actions |
|---|---|---|---|---|---|---|
| Loading from Excel... | ||||||
Portfolio Maturity Projection
Adjust the assumptions below to project the current user’s investments, maturity values and year-by-year portfolio growth.
Interest Rate Assumptions (Editable)
Projected Maturity Values (select a column heading to sort)
| Investment ⇅ | Owner ⇅ | Current Value ⇅ | Yearly Deposit ⇅ | Rate ⇅ | Maturity ⇅ | Yrs ⇅ | Projected Value ⇅ | Growth ⇅ |
|---|
Year-by-Year Portfolio Growth
🏠 Property Portfolio
| Property | Value | Area | Type | Location | Status / Income |
|---|---|---|---|---|---|
| Import or add property data to build this view. | |||||
📅 Maturity Timeline & Cash Flow Forecast
🔔 Upcoming Maturities (2027–2045)
🎓 Major Life Expenses & Planning
Projected expenses based on current costs with 7% annual inflation. Plan ahead to avoid financial stress.
Family profile required
Import the Quick Start template to personalize education, retirement and family-goal planning.
🎓 Children's Education Expenses
| Milestone | Who | Year | Age | Estimated Cost (Today) | Inflated Cost (7%) | Owner's Age | Funding Source |
|---|
💍 Marriage Expenses
| Event | Who | Year (Est.) | Age | Cost Today | Inflated Cost (7%) | Owner's Age | Funding Source |
|---|
🏥 Owner & Spouse — Foreseen Expenses
| Expense | Who | Year (Est.) | Cost Today | Inflated Cost | Notes |
|---|
✈️ Study Abroad — Scenario Comparison
Two scenarios evaluated: (A) Kids go abroad right after 12th for undergrad, (B) Kids go abroad after graduation for Masters only. Costs based on avg. ₹30L/year (tuition + living) in today's money, inflated at 7%.
🅰️ Scenario A — Abroad After 12th (4-yr Undergrad)
Both kids do full 4-year undergraduate abroad immediately after class 12.
🅱️ Scenario B — Abroad After Graduation (2-yr Masters)
Both kids do graduation in India, then 2-year Masters abroad.
📊 Total Expense Forecast & Gap Analysis
💡 Action Plan — Recommended Steps
🧾 Monthly Family Budget
Plan recurring family expenses, enter actual spending during the month, and immediately see where the budget is ahead or over plan.
Household Budget Command Center
Know what is safe to spend, record daily expenses, manage bills, and review family submissions.
Recent expenses
Upcoming bills & member submissions
➕ Quick Add Budget Item
| Budget Item | Category | Type | Planned | Actual | Difference | Status | Action |
|---|
📊 Category Breakdown
💡 Budget Coach
✨ AI Portfolio Assistant
AI Connection
Suggested Questions
Financial Calculators
Use common planning tools for investments, property decisions, loans and retirement. Your personal portfolio projection is available under Wealth → Portfolio.
Early Retirement Readiness
Compare retiring now with a chosen retirement age using this account’s investments, properties, contributions and expenses.
Indicative projection, not financial advice. Returns, inflation, taxes and lifespan can differ materially; land is excluded from retirement funding.
🔢 Compound Interest Calculator
Calculate lump-sum growth with optional recurring monthly contributions and selectable compounding frequency.
Property Purchase & Construction Planner
Build an India-focused funding plan for land, a ready home, construction, or commercial property. Figures are indicative and all rates remain editable.
1. Property and location
2. All-in project cost
3. Funding and affordability
4. Scheme and future assumptions
🏦 Loan EMI Calculators
Current reference assumptions are loaded from the MoneyPortfolio rate feed and remain editable. Actual rates depend on lender, credit score, collateral, course and vehicle.